Personal Finance Education

In the Spring Hill School District, financial literacy is taught throughout curriculum. Understanding personal finance begins in grades K-5, and includes such topics such as planning a meal on a set amount of money, the basics of economics, supply and demand, creating a budget, and culminates with a trip to Exchange City in the fifth grade.

Middle School students continue learning financial skills primarily through a required 8th grade course, Career and Life Planning. This course, which is part of the Career Cruising program, prepares students for the future by focusing on topics such as economics, consumer behavior, resource management and decision-making skills. Units of study include choosing a place to live, income taxes, buying insurance and credit management. Students will explore various career options, write a personal resume, participate in a mock interview, prepare a 1040 EZ tax form, and balance a checkbook

Personal finance is required at the high school-level. As this topic is very important to developing life skills, below is a list of organizations that provide additional materials for parents and children in order to help facilitate discussions at home about finances. You are encouraged to utilize these resources, which include:

For your reference, current Spring Hill High School classes that include forms of personal finance include:

1. Financial Literacy (17-18)/required for all students starting with freshmen 17-18

  • Saving
  • Budgeting
  • Life after high school
  • Consumer Awareness
  • Bargain Shopping
  • Investing and Retirement
  • Insurance
  • Money and Relationships
  • Careers and Taxes
  • Giving

Current classes that contain some elements of personal finance include:

1. Introduction to Agriculture

  • Expenses vs. income
  • Assets/liabilities
  • Tracking personal expenses 

2. Horticulture

  • Wholesale vs. retail 

3. Exploring agriculture

  • Personal banking 

4. Floral Design

  • Entrepreneurship 

5. American History

  • Stock Market Game 

6. World History

  • Capitalism 

7. Consumer Math

  • Net/gross income
  • Record keeping
  • Checking/savings accounts
  • Purchasing
  • Charge accounts/credit cards
  • Loans
  • Insurance
  • Investments 

8. Trigonometry

  • Investments 

9. Business Essentials (personal finance class)

  • Checking
  • Credit
  • Budget
  • Purchasing
  • Banking 

10. Career and Life Planning

  • Making sound decisions
  • Economy
  • Consumer protection
  • Taxes
  • Budgets
  • Banking
  • Investing/preparing for the future